Monday, January 30, 2023

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home insurance liability

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People also ask:

What is liability coverage on a home policy?
The personal liability coverage within your homeowners policy provides coverage to pay for claims of bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.
Does homeowners insurance have liability?
Your homeowners insurance provides both property and liability protection. ... And personal liability coverage protects you if you're legally responsible for damage to someone's property, or if you accidentally injure someone whether you're at home or away from it.
What is an example of liability insurance?
If you cause an accident that damages someone else's property (their car, for example), property damage liability coverage helps pay for repairs. For example, if you rear-end another car, this coverage can help prevent you from paying out of pocket to repair the other driver's vehicle.