Your home insurance policy is a legal contract of the promise that an insurance company gives you for a specified period of time (usually one-year) to pay for those losses outlined in your policy provided that you pay premiums to that insurance company. It is important to familiarize yourself with the specific coverages and exclusions in your plan before an event does occur. If after reviewing your policy, you see that you need to adjust your coverage, you will need to contact your agent or company for more information....

Bringing a new family dog into your home can bring joy and companionship. But what if your new dog escapes from your fence and bites a neighbor? If your neighbor decides to sue you for the injuries, you could end up responsible for paying a pile of medical and legal bills. Luckily, homeowners ins...

Personal liability insurance is included in most homeowners and renters policies. It protects you from lawsuits stemming from personal injury or property damage if you're found to be responsible. Here's how much you will need and what you can expect to pay for it....

Homeowners insurance can help you repair the damage from fire, heavy wind and other disasters. It can also cover liability claims against you. Here’s how it works....