What does high risk auto insurance mean?
What Is High-Risk Auto Insurance? Okay, high-risk auto insurance (also known in the industry as nonstandard auto insurance) is the coverage you have to buy when an insurance company decides you're more at risk of getting into an accident and filing a claim than the average driver.
What classifies you as a high risk driver?
In general, a high-risk driver is someone with: A major violation, such as speeding or a DUI conviction. Multiple, frequent minor violations, such as tickets or accidents. Multiple at-fault accidents in the past three to five years.
Who do auto insurance companies see as the highest risk?
Who Is a High-Risk Driver?. New drivers and, for some insurers, young drivers.Those without prior insurance.People who have had one or more car accidents.Drivers who have been convicted of DUI or driving while intoxicated (DWI)Drivers with multiple traffic violations.
Is Progressive insurance for high risk drivers?
Progressive does insure high-risk drivers. Progressive was one of the first auto insurance companies to specialize in covering high-risk drivers, and it remains a major insurance provider for drivers considered to be high risk.