Can I use CareCredit to pay insurance premiums?
You can use CareCredit to cover high deductibles, co-pays, co-insurance, and to pay for treatments and procedures not covered by insurance.
Is CareCredit the same as insurance?
CareCredit helps you pay for out-of-pocket healthcare expenses for you, your family, and even your pets! Once you are approved, you can use it again and again* to help manage health, wellness and beauty costs not covered by insurance.
Do you have to pay back CareCredit?
According to the Consumer Financial Protection Bureau (CFPB), CareCredit has "misled some consumers during the enrollment process by not providing adequate guidance clearly laying out the terms of the deferred-interest loans."5 Such loans assess interest starting from the date of purchase throughout the promotional ...
Does CareCredit damage your credit?
CareCredit can ruin your credit if you don't make payments — or they incorrectly report information on your credit report.